Credit Risk Management is a comprehensive textbook that looks at the total integrated process for managing credit risk, ranging from the risk assessment of a single obligor to the risk measurement of an entire portfolio.
This expert learning tool introduces the principle concepts of credit risk analysis…explains the techniques used for improving the effectiveness of balance sheet management in financial institutions…and shows how to manage credit risks under competitive and realistic conditions. Credit Risk Management presents step-by-step coverage of:
processes to implement and create a sound credit environment
used to evaluate new business, and describing how transaction risk
exposure becomes incorporated into portfolio selection risk
strategies on some of the more commonly used financial products in the
extension of business credit
analysis applications that can be used to assess transactions through the
framework of a risk evaluation guide
risk evaluate a borrower's industry and management
presenting a basic framework to measure credit risk, and discussing some
of the standard measurement applications to quantify the economic loss
on a transaction's credit exposure
credit portfolio management, and highlighting the distinctive factors that
drive the management of a portfolio of credit assets compared to a single
systems have come to play in managing credit risk for lenders
has changed the economics of credit in order to achieve more profitable
earnings and maintain global stability in the financial markets
Filled with a wide range of study aids, Credit Risk Management is today's best guide to the concepts and practices of modern credit risk management, offering practitioners a detailed roadmap for avoiding lending mishaps and maximizing profits.
JoEtta Colquitt is a professor at Mercy College and FT Knowledge and a professional trainer who has worked in higher education, training firms, and Fortune 500 companies. A specialist in financial credit risk training, she has over 20 years of experience in analyzing international transactions, companies, and risk exposure.